The cost of retiring to Spain
Most companies in this sector make you book a call to find out what anything costs. At your stage of life you are entitled to compare before you talk to a salesperson, so here it is.
What SpainEase costs: packages and prices§
Starting prices per household. Your exact figure is fixed in writing after the feasibility review, and it does not move unless your circumstances do.
Residency
The visa or registration, done properly.
From€1,490 per household
- Feasibility and route decision
- Immigration lawyer on your file
- Non-lucrative visa or EU registration
- Insurance a consulate accepts, or your S1
- NIE, padrón, TIE, digital certificate
- Appointments booked and attended
- Government fees, apostilles and sworn translations
Settled
Residency, tax, will, home and arrival.
From€4,900 per household
- Everything in Residency
- Tax modelled before you sell anything
- Spanish will and succession election
- Buyer’s adviser for your home
- Lawyer, survey, notary and purchase taxes
- Bank, utilities, healthcare, driving licence
- Twelve months of one named coordinator
Every year after
One number to call, indefinitely.
From€590 a year
- Annual tax return, and Modelo 720 if it applies
- Renewals tracked before they expire
- Healthcare admin and appointments
- Any official letter, read and explained
- Two hours of coordinator time a month
The cost of each service on its own§
- · Feasibility review — 149 € A person reads your actual documents. Which route, what healthcare, and a modelled tax figure. Credited in full against any package, and refunded if we conclude you should not proceed. Free check first
-
· Paperwork only — from 690 € You know your route and want the NIE, registration, padrón and digital certificate done and the appointments attended. No visa application, no property. coming soon
- · Spanish will and estate plan — from 890 € A Spanish will before a notary, the election of your national law, and inheritance tax modelled for your beneficiaries. The single highest-value item on this page. Wills and inheritance
- · Property search — from 2.900 € A buyer’s adviser paid by you: search, viewings, negotiation, lawyer, survey, notary and taxes. We take no commission from sellers. Buying property
The other costs of retiring to Spain§
Ranges, not quotes, and paid to third parties rather than to us. We publish them because leaving them out is how this industry surprises people at step four.
| Cost | Who charges it | Rough range | When |
|---|---|---|---|
| Consular visa fee and TIE card | Spanish administration | Low hundreds per person | At each step |
| Criminal record certificate + apostille | Your own country | 30–150 € per person | Before applying |
| Medical certificate | Your doctor | 50–150 € per person | Before applying |
| Sworn translation | Traductor jurado | 40–90 € per document | Before applying |
| Private health insurance | Insurer | Varies sharply with age and health | Required for the visa |
| Property purchase tax and fees | State and region | ≈12–14% of the price | On completion |
| Notary for your Spanish will | Notary | Low hundreds | Once |
| Rental deposit if you rent first | Landlord | Often 2–4 months up front | On signing |
Ranges as at 3 September 2026, for orientation only. Everything third-party is passed to you at cost, with the invoice.
No commission we have not told you about. Not from insurers, not from banks, not from estate agents or developers. It is the only way we can advise you not to buy something.
Fixed price before you start. The feasibility review tells us what your case needs. You get a written figure, and it does not move unless your circumstances do.
We will tell you if you do not need us. Some cases are genuinely straightforward, particularly for EU pensioners already here. Saying so costs us a sale and earns us the referral.
And if we think you should not move — because of health, or timing, or tax — we say that, and refund the review.
The cost of retiring to Spain: common questions§
Why are you more expensive than the NIE shops?
Because a NIE is not what you are buying. Anyone can submit a form. What costs money is a tax adviser modelling your pensions before you sell a house, a lawyer drafting a will that protects your spouse, and a buyer’s adviser telling you to walk away from a villa.
If you genuinely only need a NIE, buy a NIE from someone cheap. We will tell you so.
Is the free check really free?
Yes, permanently. It costs us nothing and it filters out the cases we cannot help. The paid feasibility review, where a person reads your actual documents and a lawyer confirms the route, is credited in full against any package.
Per person or per household?
Paperwork is per person, because the administration charges per person. Coordination, property and estate work are per household. We show the split before you commit.
Can we spread the payments?
Yes — a deposit to start and the balance at agreed milestones, so you are never far ahead of the work delivered.
Get your number
The free check narrows a range into a price. Two minutes, no sign-up.